Annim, Samuel Kobina, Isaac Dasmani, and Mark Kojo Armah. 2011. “Does Access and Use of Financial Service Smoothen Household Food Consumption? Does Access and Use of Financial Service Smoothen Household Food Consumption?”. Oguaa Journal of Social Sciences 6 (1):52-86. https://journal.ucc.edu.gh/index.php/ojoss/article/view/596.